With the new Magtek m20 Swiper, You can store the Card Data securely as it encrypts the data.  It saves Dozens of transactions and you can later decrypt and retrieve the data by Our online terminal for processing swiped transaction.

Security Advantages:

• Exceeds PCI DSS Security requirements.
• Offers card-based multifactor authorization.
• Assures authenticity of card data.
• Eliminates card skimming and protects against identity theft.

Features :

• Swipe anywhere Without any phone or internet line.
• Push button to activate transaction
• Multicolor LED indicator to provide reader and device status.
• Uses Standard USB cable.
• Tamper evident, Drop resistant
• Rechargeable battery, 5-Year Life

No Terminal Merchant Account

Just using a telephone merchants can use payment processing technology - without having to buy expensive terminals. DialPay facilitates the merchants to authorize and/or electronically capture the details of a credit card transaction.

INTERACTIVE VOICE RESPONSE (IVR)

Apart from the authorization with capture, DialPay offers extensive business reporting features of an expensive payment system:

FEATURES

* Same-day transaction processing
* Timely reporting
* 24X7 Avialability
* Free Help Desk support

The bankcard process is essentially one of electronic communication,
moving funds from a merchant to the merchant’s bank account as well as
from the purchaser’s bank to the purchaser. Two separate organizations
presently provide this communication system: Visa International (and its
domestic subsidiary VISA USA) and MasterCard International. Visa began as a
division of Bank of America on the West Coast and its’ card, first issued in the
1950’s, was originally called BankAmeriCard”.
Both organizations set about signing member banks, both to issue cards and to enroll
merchants. At that time, a bank that offered one card could not handle the other. In
1977, both organizations agreed to the concept of “duality”, that is member banks
could now issue and honor both cards.
Visa and MasterCard have very specific rules and regulations that all of us, including
merchants must adhere to.
The initial issuance of bankcards to consumers was done without much forethought.
In the race to broaden their cardholder and merchant bases, banks would send out
unasked for cards to millions of people; many of them not considered creditworthy by
today’s standards. In addition, banks would sign up undesirable and unstable
merchants leading to staggering losses. While fraud losses are still high, steps are
continually being taken to contain losses and protect both customers and banks from
fraud. Most banks now find the cardholder or issuing side of the bankcard to be very
profitable.
Heavy competition on the acquiring side has made the merchant end of the bankcard
business somewhat less profitable and a number of banks no longer offer merchant
accounts. Primarily ISO relationships or Independent Sales Organizations who
dedicate their entire business model to servicing merchants now handle a majority of
the merchant business.

Amazon.com has announced that they will no longer use the ‘bill me later’ service. This news came after the formal announcement that the bill me later has been taken over by Ebay.

Amazon is also not using paypal as a option of payment, this is being considered as a good step as they are only offering a real merchant solution with charge back protection for merchants selling on Amazon.

Due to Googles tightening financial s Google Checkout has stopped the service where merchants who advertise on Google’s Ad words platform, have received credit for use toward Google Checkout fees they incur.

Google didn’t even notify current Google Checkout users prior to dumping the Adwords credit system in December. So all of the December Merchants using google check out for online holiday sales paid fees for the service.

NJ based credit card Processor Heartland payments has suffered data breach involving a reported loss of a lot of credit card numbers.  Heartland servers were infected by a malicious spy ware which helped the hackers to  the steal the important credit card information.

Heartland processes over 100 millions of transactions every month, However the actual loss has yet not been gauged. It has been reported that the data breach started as early as March 08.

http://www.nytimes.com/2009/01/21/technology/21breach.html?_r=1&emc=tnt&tntemail0=y

In an already crumbling economy this would come as a blow to the Credit Card Industry, and would again open the debates on the security of information which was triggered by largest data breach in the history involving TJX.

Businesses who convert from client invoicing to credit card acceptance see an immidiate improvement in cash flow:
Typically, receivables go from 30, 60, and 90 days down to three to five days.  Merchant processing services can do the same for business clients’ ROI.
Data collected from controlled financial studies reveal that retail stores displaying  Credit Card Association Logos saw sales increase by almost 30%.
By opening a Merchant Account, you will not only experience the advantages of accepting credit cards, you can now advise your client base about the value of credit card acceptance for their businesses.

We willLOWER YOUR CLIENTS’ CURRENT PRICING ~ GUARANTEED.
Lowering your clients processing fees serves two purposes.
1- Your invoice is offset by their savings dicounting your services.
2- You are now looking out for your clients interests in Non traditional ways.

Fast Merchant Account
The Ultimate Solution for Credit Card Processing.
Accept credit cards with top quality credit card processing machines and SAVE HUNDREDS of DOLLARS on terminals and processing.

Our Innovative products, unfaltering support and superior service streamline the use of most complex integrated payment modules. When you choose us you get a complete suite of products and services and integrated support with hands-on testing, configuration and installation services – each stage meticulously handles by a dedicated team to ensure you get what you expect – right from first contact throughout the life of your account.

Call 1-866-350-3200 to find out how to get your next quality credit card terminal FREE.

So what are you waiting for?
Call 1-866-350-3200 Right Now!!!

Remember, the more accurate the business info you provide, the faster you will be approved for a free terminal and merchant account.

Find Out How to Get Credit Card Terminals FREE or at Less Than Wholesale Prices!

1-866-350-3200