Safe and simple for consumers and businesses, Electronic Check Services moves payments electronically from your customer’s checking account to your Merchant Account. This can be done by both Internet merchants (consumer initiated) and MO/TO merchants (merchant initiated). This differs from POS check conversion and check lock box services.

Electronic Check Services is a true Automated Clearing House (ACH) product that requires no double entry or back-end check printing. It works like a paper check, without the additional costs and time delays. Electronic Check Services processes payments and displays real-time reports from any Internet enabled PC – providing convenient access away from the office.

Why Use Electronic Check Services?

1. Consumers without credit cards can use virtual checks to purchase goods and services via the Internet or MO/TO.
2. Checks are the most popular form of payment for both b2b and b2c.
3. They are a secure payment alternative to credit cards.
4. Virtual Check, in conjunction with the Gateway, can be integrated into your accounts receivable system to simplify your reconciliation process.
5. The reject period is shorter for checks than credit cards.
6. Recurring virtual check payments lower collection costs for businesses.